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Find the most affordable Whole Life Insurance plans with no medical exam required!

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How Final Expense Insurance Works

Scroll down to see how easy it is with Spire Mutual

STEP 1

Answer Basic Questions Online

Finding rates and getting coverage for Final Expense Insurance shouldn’t be complicated! At Spire Mutual, we ask you basic, non-invasive information – like your zip code, gender, age, and amount of coverage – in order to match you with the best insurance carriers with the lowest prices. It takes less than a minute to get started. If you have additional questions regarding your plan options, we will will be happy to help. You’ll never talk to a call center.

STEP 2

Compare Quotes & Choose Your Plan

Based on the information you’ve provided, Spire Mutual will show you quotes from multiple insurance carriers within seconds! Then you can browse your options, comparing price and coverage, in order to find the right plan for your needs and budget.

STEP 3

Apply, & Get Coverage

Once you have chosen a plan, you can apply directly with one of our licensed Final Expense agents. Any time you have a question or need to make a change to your policy, you’ll have your own dedicated agent to help you – never a call center.

FIND A RATE IN MINUTES…

All we need is your zip code, gender, date of birth, tobacco status and coverage amount to see your options in seconds!

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We’re Here To
Answer All Of Your Questions

Have additional questions? We’re here to help.

See actual final expense insurance quotes from multiple insurance carriers without speaking to an agent, or worse, getting dozens of calls. Get a quote without every giving your contact information.

By comparing prices from the top A-Rated burial insurance insurance carriers, we can save you to 50%. There’s no reason to pay more.

These interchangeable terms mean exactly the same thing. A whole life insurance policy designed to pay all final expenses. Usually up to $40,000 in coverage that never expires, with affordable rates that never go up. Upon passing, the insurance company will provide a tax-free check payable to your beneficiaries, who can use the money with no restrictions on how the money can be spent.

Coverage typically ranges from $5,000 to $40,000. Acceptance is guaranteed, even for the most serious health issues. Policies build cash value. The policy pays out very quickly, typically within 48 hours so your family gets the money when they need it. There are no restrictions on how the money can be spent. Most policies have Day 1 coverage, and no health exams are ever required. Premiums can never increase and coverage will never decrease or expire. No need to make a payment today – Schedule your first payment when you get paid.

We only work with A-Rated companies with solid reputations. Companies like Mutual of Omaha, Aetna, AIG, Gerber, Liberty Bankers Life, Royal Neighbors of America, TransAmerica, Great Western, and many more.

The best part is, we’ll find the lowest rate for the highest coverage possible. Finding a policy that fits your budget is very important.

Ready To Find A Rate
That Works For You?

With Spire Mutual, find the best rates in minutes, not days or weeks.

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Compare Final Expense Quotes From Top Insurers